PPF Calculator
Plan your tax-free government retirement savings. Adjust annual deposits, interest rates, and extensions to find your final PPF maturity amount.
Parameters
Results Summary
This calculator determines the results based on the following standard financial formula for Public Provident Fund (PPF):
Variables Glossary
- FV
- Future Value of PPF corpus at maturity
- A
- Annual contribution amount
- r
- Annual PPF interest rate (decimal)
- t
- Lock-in period / tenure in years
Assumes contributions are made at the beginning of each financial year, compounding annually.
What is PPF (Public Provident Fund)?
Public Provident Fund (PPF) is a popular tax-saving savings scheme backed by the Government of India. It offers guaranteed returns, tax deductions under Section 80C, and tax-free maturity interest (EEE status).
What is the lock-in period of PPF?
PPF has a mandatory lock-in period of 15 years. After 15 years, the account can be extended indefinitely in blocks of 5 years, with or without fresh contributions.
Is there a limit to annual PPF investments?
Yes, you must invest a minimum of ₹500 and a maximum of ₹1,50,000 per financial year to keep the PPF account active.