Lumpsum Calculator
Estimate the maturity value of a one-time investment. Tweak your initial capital, rate of return, and years to calculate compound returns in real-time.
Parameters
Results Summary
This calculator determines the results based on the following standard financial formula for One-time Lumpsum Investment:
Variables Glossary
- FV
- Future Value of the investment
- PV
- Present Value (initial investment amount)
- r
- Expected annual interest rate (as decimal)
- t
- Tenure in years
The initial sum compounds annually at the rate of interest for the specified number of years.
What is a lumpsum investment?
A lumpsum investment is a single, one-time deposit of capital into a financial instrument (like mutual funds, equity, or FDs) instead of spreading the investment over regular intervals.
Should I invest via SIP or Lumpsum?
SIP is suitable for regular salary earners to average market costs (rupee cost averaging). Lumpsum is ideal when you have a large cash surplus (e.g. bonus, inheritance) and are willing to time or stay invested in the market long-term.