Mutual Fund Returns Calculator
Calculate your mutual fund investment returns based on purchase NAV and current NAV. Supports both Systematic Investment Plans (SIP) and one-time lumpsum investments.
Parameters
Results Summary
This calculator determines the results based on the following standard financial formula for Mutual Fund Returns:
Variables Glossary
- Total Invested
- Total amount invested over time
- Current Value
- Current market value of total units
- CAGR
- Compound Annual Growth Rate
- Absolute Return
- Simple return percentage without annualization
Mutual fund returns are calculated based on changes in Net Asset Value (NAV). For SIP, each installment buys units at the then-prevailing NAV, calculating overall growth with rupee-cost averaging.
What is NAV?
Net Asset Value (NAV) is the per-unit market value of a mutual fund scheme. It represents the price at which you buy or sell units in the fund.
Should I use SIP or Lumpsum?
SIP (Systematic Investment Plan) helps average out market volatility through rupee-cost averaging and is ideal for regular monthly investing. Lumpsum is suitable when you have a large one-time amount to invest.