Retirement Corpus Calculator
Calculate the total retirement corpus you need to accumulate based on your current age, desired retirement age, life expectancy, and expected inflation.
Parameters
Results Summary
This calculator determines the results based on the following standard financial formula for Retirement Corpus:
Variables Glossary
- Inflated Monthly Expense
- Monthly expense at retirement adjusted for inflation
- Corpus Needed
- Total retirement fund required
The retirement corpus is calculated as the present value of all future expenses during retirement, adjusted for inflation and expected post-retirement returns.
How does inflation affect retirement planning?
Inflation significantly impacts retirement planning. What costs ₹50,000 today could cost over ₹1.5 lakh per month in 20 years at 6% inflation. Your corpus must account for this.
What is the 4% withdrawal rule?
The 4% rule suggests withdrawing 4% of your retirement corpus annually to ensure it lasts at least 30 years. A corpus of ₹1 crore would provide ₹40,000 per month.